How to Receive Online Payments Without Paypal or A Merchant Account

Lotus Head from Johannesburg, Gauteng, South Africa

Fed up with Paypal? Want an alternative? There are plenty of safe, reliable options out there.

So now you can stop complaining about Paypal and take your business elsewhere.

Decide exactly what you're looking for and how you will be using the account?

Why are you dissatisfied with Paypal? What would an alternative credit card processing service provide that Paypal didn't?

Will you be using the service to purchase items, sell items or both? If you're selling items, do you need a simple "buy now" button, or advanced shopping cart features?

Decide what's most important to you before you start searching so that you can quickly narrow down the choices.

Search for Paypal alternative companies.

You could try searching for terms like "Paypal alternatives," "Paypal reviews," or "Paypal complaints," but CNN money has already done the research for you, and they've verified the companies on top of it.

The five Paypal alternatives they chose were:

If you do decide to conduct your own search, be sure and check the companies out with the Better Business Bureau and at sites like before giving them your personal information. Search the exact business name to see if you can find reviews from well-known websites or magazines. Also, check to see that the company is registered with online verification programs such as Geotrust or Verisign.

Compare the pricing, options and features of the Paypal alternative sites that passed the verification process in step two, with the list of important features you created in step one. The company that offers everything closest to your list of important features is your new Paypal alternative!