How to Pre-Plan a Funeral to Save Money

by Contributor

How to Pre-Plan a Funeral to Save Money. Funerals can be costly-and sometimes the expense of a funeral can be daunting to family members, especially when someone has died unexpectedly. Pre-planning a funeral for yourself or a loved one can help to save some of the financial burden and costs of a funeral service.

Step 1

If the service is for yourself, go to a local funeral home and talk to a funeral director. If you are helping a family member or friend plan a funeral, go together to talk to a funeral director.

Step 2

Set a budget for the funeral you are pre-planning.

Step 3

Talk to the funeral director about the options available.

Step 4

Discuss the things you would like at the funeral-casket type, cremation or burial, burial plots, flowers, donations, tree-planting ceremony, graveside ceremony, funeral service, music, poetry, readings and speakers.

Step 5

Make some solid decisions about these subjects. The funeral director will be able to help you make many of these decisions based on your needs, wishes, wants and budget.

Step 6

Write down your funeral plans, or have a copy made. Put these plans in a safe place where others will find it. Tell key family members where the plans are.

Step 7

You can pre-pay for the funeral arrangements as well, in monthly payments or a lump sum.


  • Pre-planning a funeral for yourself or a loved one can save thousands of dollars and takes some of the pressure off the family when someone passes away. It can be a daunting task to plan a funeral in the middle of grieving.