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How to Get Paid to Care for Someone on SSI

by Chelsea Fitzgerald

Supplemental Security Income -- or SSI -- is available to senior citizens, the blind or disabled who have small or no incomes. It is funded by tax revenues and provides money for basic needs. If you provide ongoing care for a relative or another person who receives SSI, you may be qualified to receive compensation. Setting up this compensation is not difficult.

Check to see if the individual is eligible for Medicaid in your state. Call the Medicaid office in your town or contact social or human services. Some states have a "Cash and Counseling" program that extends payments to the senior or other individual directly, to pay someone for their in-home care. The rates paid vary by state, as do the names for such programs.

Ask the individual you are caring for if he has long-term care insurance. If so, there may be a benefit for in-home care paid directly to the individual. He can then pay you for the care.

Enroll in a class at a local community center or college to be certified as an in-home care aide, if the insurance policy states the caregiver must be certified. Often these classes are inexpensive and require little time investment.

Call the government-run agency on aging in your county. They can assist with all the needs of your aging relative or friend and direct you to many types of local programs. The number to the national office is 202-872-0888.

Tip

  • Prepare a simple contract between you and the person you are providing care to in the home. This prevents misunderstandings if the person at some point has to enter a nursing home or a family member questions the payments.

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